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Experts Say Huge Housing Recovery Unlikely
The national housing market has been in recovery mode for several months now, and experts believe that gains will continue at least through the end of the year. However, it’s also important that...
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This Week in Credit News: Data & Taxes
The biggest news this week is all about the data being collected about you and what those pesky tax forms actually mean. Your Employer May Share Your Salary, and Equifax Might Sell That Data In an...
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Could Higher Home Prices Lead to More Shopping?
The housing market has made huge strides in the past several months and is now generally viewed as being in full recovery mode after an uncertain start. As such, it’s also likely that consumer spending...
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3 Things That Can Stop a Mortgage in Its Tracks
Congratulations! You found your dream home at a price you can afford. Your income and credit scores are high. Your debt level is low. No problem getting that loan approval, right? However, your...
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The Money Worries Facing Americans in 2013
The good thing about New Year’s resolutions is that by February you can forgive yourself if you’ve dropped most of them. Financial resolutions — just like ones to lose weight or get more organized —...
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Credit.com in the News 2/2/2013
This week the experts from Credit.com contributed to a wide range of publications on subjects including identity theft, credit card swipe fees and managing old debts. Check out the hits… Credit.com’s...
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Student Loan Delinquency Expected to Rise
A number of factors are now combining to create significant stress in the student loan market, driven mostly by growing balances, a tough job market and greater availability of credit to less-qualified...
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Why ‘No Late Fees’ Isn’t an Excuse to Pay Late
When Discover introduced their latest product, the Discover it card, the company highlighted the fact that there was no late fee for cardholders’ first late payment. But savvy cardholders were already...
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NRF Reassures Consumers Over Checkout Fees
There has been considerable consumer angst in the wake of a new rule that allows merchants to charge more to customers who pay with credit cards, but now a major national retail group says that it’s...
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Will These States Lead the Housing Recovery?
We’ve been inundated with news stories about the housing market recovery, along with a few counter-arguments by skeptics who think we still have a long way to go. These analyses tend to focus on...
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FHA Loans to Get More Expensive
Big changes are in store for borrowers with Federal Housing Administration mortgages, as well as those who have been hoping to take advantage of the FHA program’s lower down payment options. FHA...
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Senator Pushes for Simpler, Consistent Home Loan Rules
Federal regulators are now significantly overhauling rules to which mortgage originators and brokers must comply when granting this type of loan to consumers so that they are more affordable, but one...
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7 Signs You’re Living Beyond Your Means
By Stephanie Taylor Christensen Whether you consider yourself to be financially responsible, or you always seem to come up short on cash, there are a few key indicators that may indicate you are...
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Swipe-Fee Settlement Delayed Yet Again
A proposed settlement between a number of retail groups and the world’s two largest processors of debit and credit card payments recently hit another snag as the judge in the case announced that an...
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Owning a Home: Investment or Liability?
We all know that the best way to make money grow is to invest — but the stock market can be a scary, unpredictable beast to those who don’t have experience with it. That’s why many choose to invest in...
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Engaged? 5 Things to Do With Your Money Now
After the calls have been made to relatives giving them the good news, congratulations have been given, and rounds of drinks have been bought, the adrenaline rush of an engagement announcement can wear...
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Who Pays Your Credit Card Debt When You Die?
Paying the debts of a relative who recently died might feel like a moral obligation, but whether it’s a legal one may not immediately be clear. Dealing with a loved one’s credit card debt has a few...
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Form 982: The Way to Battle a 1099-C
If you have received one or more of the estimated 5.5 million 1099-C forms being sent to taxpayers this year, then you may find yourself wrangling with Form 982. That’s the form that taxpayers who...
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CFPB Shifts Focus to Student Money Issues
As part of its ongoing effort to better protect consumers of all ages from potentially unfair or misleading accounts that can land them in money trouble, one federal watchdog is now collecting data...
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How Credit Is a Marathon
In a race, the competitors start at the starting line. They line up and go, and everyone runs along the same course toward the same finish line. But what if the runners didn’t know where the starting...
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